{"product_id":"the-irregular-income-money-workbook-budgeting-taxes-and-lean-month-planning-for-gig-workers-and-freelancers","title":"The Irregular Income Money Workbook: Budgeting, Taxes and Lean-Month Planning for Gig Workers and Freelancers","description":"\u003cp\u003eMost budgeting advice assumes the same paycheck every two weeks. If you drive for an app, do hair, wait tables, sell on commission, freelance or work seasonal jobs, that advice falls apart fast.\u003c\/p\u003e\u003cp\u003eThis workbook is built for uneven income. It helps you find your real numbers, pay yourself a steady \"salary\" from uneven deposits, and stop dreading slow months and tax time.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eInside:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eFind your baseline: your real \"low month\" number\u003c\/li\u003e\n\u003cli\u003eThe bare-bones budget: your must-pay number\u003c\/li\u003e\n\u003cli\u003eThe Bucket System for turning uneven deposits into a steady salary\u003c\/li\u003e\n\u003cli\u003eAllocation worksheets so every deposit has a job\u003c\/li\u003e\n\u003cli\u003eA lean-month buffer and a slow-month action plan\u003c\/li\u003e\n\u003cli\u003eSelf-employment taxes, 1099s and quarterly payments, in plain language\u003c\/li\u003e\n\u003cli\u003eSpecial pages for tips, commission and seasonal work\u003c\/li\u003e\n\u003cli\u003eA monthly money review to stay on track all year\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e8 modules plus trackers, 34 pages, with an answer key and all math checked. For gig workers, freelancers, tipped and commission workers, seasonal workers and side hustlers.\u003c\/p\u003e\u003cp\u003eCreated by a social worker (QP) and Certified Peer Support Specialist for Real Life Ready. Instant download. This workbook is educational and isn't tax or financial advice.\u003c\/p\u003e","brand":"Real-Life Ready","offers":[{"title":"Default Title","offer_id":51154543116513,"sku":null,"price":12.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0863\/5269\/1425\/files\/irregular-income-money.jpg?v=1793021672","url":"https:\/\/real-lifeready.com\/products\/the-irregular-income-money-workbook-budgeting-taxes-and-lean-month-planning-for-gig-workers-and-freelancers","provider":"Real-Life Ready","version":"1.0","type":"link"}