{"title":"Money, Family \u0026 Everyday Life","description":"\u003cp\u003ePractical workbooks for adults: budgeting on uneven income, calmer co-parenting, and taking back your personal information online.\u003c\/p\u003e","products":[{"product_id":"clean-up-your-digital-footprint-a-step-by-step-online-privacy-workbook","title":"Clean Up Your Digital Footprint: A Step-by-Step Online Privacy Workbook","description":"\u003cp\u003eEver wondered, \"How do they have my number?\" Your phone number, address, relatives' names and past addresses may be for sale on people-search sites you've never heard of. Scammers use that information to make their calls and texts sound real.\u003c\/p\u003e\u003cp\u003eYou can't erase yourself from the internet, but you can remove a lot of it, lock down what's left, and become a much harder target. This workbook walks you through it one short session at a time.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eInside you'll work through:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eA privacy scorecard you take before and after\u003c\/li\u003e\n\u003cli\u003eSearching yourself the way a stranger would\u003c\/li\u003e\n\u003cli\u003ePasswords, passkeys and 2-step login\u003c\/li\u003e\n\u003cli\u003eData breach checks and credit freezes\u003c\/li\u003e\n\u003cli\u003eOpting out of data-broker and people-search sites, with a tracker for every request\u003c\/li\u003e\n\u003cli\u003eSocial media, phone, app, mail and old-account cleanup\u003c\/li\u003e\n\u003cli\u003eA simple calendar to keep it clean and help your family do the same\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e10 modules plus trackers, 41 pages. About 30 days at 20–40 minutes a session, and nearly every step is free.\u003c\/p\u003e\u003cp\u003eCreated by a social worker (QP) and Certified Peer Support Specialist for Real Life Ready. Instant download: print at home or fill in on a tablet.\u003c\/p\u003e","brand":"Real-Life Ready","offers":[{"title":"Default Title","offer_id":51154541052129,"sku":null,"price":12.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0863\/5269\/1425\/files\/digital-footprint.jpg?v=1793021669"},{"product_id":"the-co-parenting-communication-log-calm-scripts-clear-records-and-a-shared-system-for-separated-parents","title":"The Co-Parenting Communication Log: Calm Scripts, Clear Records and a Shared System for Separated Parents","description":"\u003cp\u003eCo-parenting gets easier when there's less to argue about. This workbook gives separated and divorced parents calm ways to communicate, clear records of what was agreed, and one place for everything about the kids.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eInside:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eThe S.H.O.R.T. message method for calm texts and emails, including replies to hostile ones\u003c\/li\u003e\n\u003cli\u003eScript builders for common co-parenting messages\u003c\/li\u003e\n\u003cli\u003eA written agreement for how you'll communicate\u003c\/li\u003e\n\u003cli\u003eKeeping kids out of the middle: what to say and what not to say\u003c\/li\u003e\n\u003cli\u003eSchedule, change and exchange logs\u003c\/li\u003e\n\u003cli\u003eAn expense log and a monthly split worksheet\u003c\/li\u003e\n\u003cli\u003eA factual communication log, without the drama\u003c\/li\u003e\n\u003cli\u003eA child info hub for doctors, school, activities and milestones\u003c\/li\u003e\n\u003cli\u003eSupport, mediation and next steps for you\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e9 modules plus log pages, 35 pages, answer key included. Includes a safety-first page. Works whether both parents use it or just one. For separated and divorced parents, step-parents, and the counselors and caseworkers who support them.\u003c\/p\u003e\u003cp\u003eCreated by a social worker (QP) and Certified Peer Support Specialist for Real Life Ready. Instant download.\u003c\/p\u003e","brand":"Real-Life Ready","offers":[{"title":"Default Title","offer_id":51154542854369,"sku":null,"price":12.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0863\/5269\/1425\/files\/co-parenting-log.jpg?v=1793021672"},{"product_id":"the-irregular-income-money-workbook-budgeting-taxes-and-lean-month-planning-for-gig-workers-and-freelancers","title":"The Irregular Income Money Workbook: Budgeting, Taxes and Lean-Month Planning for Gig Workers and Freelancers","description":"\u003cp\u003eMost budgeting advice assumes the same paycheck every two weeks. If you drive for an app, do hair, wait tables, sell on commission, freelance or work seasonal jobs, that advice falls apart fast.\u003c\/p\u003e\u003cp\u003eThis workbook is built for uneven income. It helps you find your real numbers, pay yourself a steady \"salary\" from uneven deposits, and stop dreading slow months and tax time.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eInside:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eFind your baseline: your real \"low month\" number\u003c\/li\u003e\n\u003cli\u003eThe bare-bones budget: your must-pay number\u003c\/li\u003e\n\u003cli\u003eThe Bucket System for turning uneven deposits into a steady salary\u003c\/li\u003e\n\u003cli\u003eAllocation worksheets so every deposit has a job\u003c\/li\u003e\n\u003cli\u003eA lean-month buffer and a slow-month action plan\u003c\/li\u003e\n\u003cli\u003eSelf-employment taxes, 1099s and quarterly payments, in plain language\u003c\/li\u003e\n\u003cli\u003eSpecial pages for tips, commission and seasonal work\u003c\/li\u003e\n\u003cli\u003eA monthly money review to stay on track all year\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e8 modules plus trackers, 34 pages, with an answer key and all math checked. For gig workers, freelancers, tipped and commission workers, seasonal workers and side hustlers.\u003c\/p\u003e\u003cp\u003eCreated by a social worker (QP) and Certified Peer Support Specialist for Real Life Ready. Instant download. This workbook is educational and isn't tax or financial advice.\u003c\/p\u003e","brand":"Real-Life Ready","offers":[{"title":"Default Title","offer_id":51154543116513,"sku":null,"price":12.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0863\/5269\/1425\/files\/irregular-income-money.jpg?v=1793021672"},{"product_id":"1000-dollar-savings-challenge-book-3-ring-binder-clear-cover-pvc-money-organizer-budget-planner-cash-stuffing-system","title":"$1,000 Savings Challenge Binder – Cash Stuffing Budget System","description":"\u003cdiv style=\"border:2px solid #0f766e;border-radius:8px;padding:12px 16px;margin-bottom:16px;\"\u003e\n\u003cp\u003e\u003cstrong\u003eReal-Life Ready pick: turn your budget plan into real saved money.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eCash stuffing is the budgeting method that blew up on TikTok: you put real cash into labeled pockets so you can see exactly where your money goes. Use this binder with \u003ca href=\"\/products\/i-got-my-first-paycheck-pay-stub-taxes-overtime-workbook-for-teens-printable-financial-literacy-job-readiness\"\u003eI Got My First Paycheck\u003c\/a\u003e, \u003ca href=\"\/products\/the-irregular-income-money-workbook-budgeting-taxes-and-lean-month-planning-for-gig-workers-and-freelancers\"\u003eThe Irregular Income Money Workbook\u003c\/a\u003e or \u003ca href=\"\/products\/bundle-the-money-pack-bank-account-first-paycheck-workbooks-teen-financial-literacy-printables\"\u003eThe Money Pack\u003c\/a\u003e. The workbook teaches the plan; the binder makes it stick. A perfect first-job or graduation gift.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eShips from a US supplier. Buy any workbook with it and save 15% with code \u003cstrong\u003eREADYKIT\u003c\/strong\u003e.\u003c\/em\u003e\u003c\/p\u003e\n\u003c\/div\u003e\u003cp\u003e\u003cb\u003eMake Saving Money Your New Favorite Hobby.\u003c\/b\u003e\u003c\/p\u003e\n\u003cp\u003eThe $1,000 Savings Challenge Book turns budgeting into a rewarding game. With a clear PVC cover and sturdy 3-ring binder, you can watch your progress grow as you save toward your $1,000 milestone.\u003c\/p\u003e\n\u003cp\u003e\u003cb\u003eWhy you'll love it:\u003c\/b\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cb\u003eVisible progress:\u003c\/b\u003e the clear cover lets you see your wins as you go.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eSturdy organization:\u003c\/b\u003e the metal 3-ring binder keeps everything in place.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eClean look:\u003c\/b\u003e fits on a desk or in a bag for on-the-go budgeting.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cb\u003eSpecifications:\u003c\/b\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eChallenge goal: $1,000\u003c\/li\u003e\n\u003cli\u003eMaterial: clear PVC, metal 3-ring binder\u003c\/li\u003e\n\u003cli\u003eUses: cash stuffing, sinking funds, savings challenges, budget planning\u003c\/li\u003e\n\u003cli\u003eColors: pink, blue, purple, green\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"Dashing Nova","offers":[{"title":"Pink","offer_id":51162335903969,"sku":"MSCB1000-PINK","price":9.99,"currency_code":"USD","in_stock":true},{"title":"Blue","offer_id":51162335936737,"sku":"MSCB1000-BLUE","price":9.99,"currency_code":"USD","in_stock":true},{"title":"Purple","offer_id":51162335969505,"sku":"MSCB1000-PURPLE","price":9.99,"currency_code":"USD","in_stock":true},{"title":"Green","offer_id":51162336002273,"sku":"MSCB1000-GREEN","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0863\/5269\/1425\/files\/1000-dollar-savings-challenge-book-3-ring-binder-clear-cover-pvc-money-organizer-budget-planner-cash.jpg?v=1793039132"},{"product_id":"53-piece-household-tool-kit-with-tool-box-dt9773","title":"53-Piece Household Tool Kit with Tool Box – First Apartment Starter Set (Red \u0026 Black)","description":"\u003cdiv style=\"border:2px solid #0f766e;border-radius:8px;padding:12px 16px;margin-bottom:16px;\"\u003e\n\u003cp\u003e\u003cstrong\u003eReal-Life Ready pick: the toolbox every first apartment needs.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eLoose cabinet hinge, wobbly chair, picture to hang, new furniture to put together: small fixes come up the first week on your own. Pair this kit with \u003ca href=\"\/products\/something-broke-in-my-apartment-renter-safety-repairs-workbook-printable-life-skills-for-teens-young-adults\"\u003eSomething Broke in My Apartment\u003c\/a\u003e to learn what you can safely fix yourself and when to call the landlord, or grab \u003ca href=\"\/products\/bundle-the-housing-pack-first-apartment-home-repairs-roommate-workbooks-moving-out-life-skills-printables\"\u003eThe Housing Pack\u003c\/a\u003e for the full moving-out set. A perfect graduation, housewarming or holiday gift.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eShips from a US supplier. Buy any workbook with it and save 15% with code \u003cstrong\u003eREADYKIT\u003c\/strong\u003e. Also available in \u003ca href=\"\/products\/53-piece-household-tool-kit-with-tool-box-pink-dt9773p\"\u003epink\u003c\/a\u003e.\u003c\/em\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cp\u003e\u003cstrong\u003eAn ideal starter tool set.\u003c\/strong\u003e Only the tools you'll actually use around the house, in a compact box that fits under a sink, in a closet or in a car trunk. The box has a removable tray to keep everything organized.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eLifetime warranty from Apollo Tools.\u003c\/strong\u003e Double-dipped grip handles. Tools are heat-treated and chrome-plated to resist rust and meet or exceed ANSI standards. \u003ca href=\"https:\/\/apollotools.com\/pages\/warranty-information\" target=\"_blank\" rel=\"noopener\"\u003eRegister your warranty here.\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat's inside:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e12 ft (3.5 m) tape measure\u003c\/li\u003e\n\u003cli\u003e9 oz claw hammer\u003c\/li\u003e\n\u003cli\u003e6\" long nose pliers\u003c\/li\u003e\n\u003cli\u003e6\" adjustable wrench\u003c\/li\u003e\n\u003cli\u003eVoltage tester\u003c\/li\u003e\n\u003cli\u003eBit driver\u003c\/li\u003e\n\u003cli\u003e8 SAE hex keys and 8 metric hex keys\u003c\/li\u003e\n\u003cli\u003e4 SAE combination wrenches: 3\/8\", 7\/16\", 1\/2\", 9\/16\"\u003c\/li\u003e\n\u003cli\u003e20 one-inch bits (slotted, Phillips, Pozi and Torx)\u003c\/li\u003e\n\u003cli\u003e9\" level\u003c\/li\u003e\n\u003cli\u003e6 precision screwdrivers\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eCalifornia residents: see \u003ca href=\"https:\/\/apollotools.com\/pages\/information-for-california-residents-prop-65\" target=\"_blank\" rel=\"noopener\"\u003eProposition 65 information\u003c\/a\u003e.\u003c\/p\u003e","brand":"Apollo Tools","offers":[{"title":"Default Title","offer_id":51177790505185,"sku":"DT9773","price":49.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0863\/5269\/1425\/files\/DT9773_MAIN.jpg?v=1793110182"},{"product_id":"53-piece-household-tool-kit-with-tool-box-pink-dt9773p","title":"53-Piece Household Tool Kit with Tool Box – First Apartment Starter Set (Pink)","description":"\u003cdiv style=\"border:2px solid #0f766e;border-radius:8px;padding:12px 16px;margin-bottom:16px;\"\u003e\n\u003cp\u003e\u003cstrong\u003eReal-Life Ready pick: the toolbox every first apartment needs.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eLoose cabinet hinge, wobbly chair, picture to hang, new furniture to put together: small fixes come up the first week on your own. Pair this kit with \u003ca href=\"\/products\/something-broke-in-my-apartment-renter-safety-repairs-workbook-printable-life-skills-for-teens-young-adults\"\u003eSomething Broke in My Apartment\u003c\/a\u003e to learn what you can safely fix yourself and when to call the landlord, or grab \u003ca href=\"\/products\/bundle-the-housing-pack-first-apartment-home-repairs-roommate-workbooks-moving-out-life-skills-printables\"\u003eThe Housing Pack\u003c\/a\u003e for the full moving-out set. A perfect graduation, housewarming or holiday gift.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eShips from a US supplier. Buy any workbook with it and save 15% with code \u003cstrong\u003eREADYKIT\u003c\/strong\u003e. Also available in \u003ca href=\"\/products\/53-piece-household-tool-kit-with-tool-box-dt9773\"\u003ered \u0026amp; black\u003c\/a\u003e.\u003c\/em\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cp\u003e\u003cstrong\u003eAn ideal starter tool set.\u003c\/strong\u003e Only the tools you'll actually use around the house, in a compact box that fits under a sink, in a closet or in a car trunk. The box has removable trays to keep everything organized.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eGives back:\u003c\/strong\u003e Apollo Tools donates $0.75 from every pink tool kit to the Breast Cancer Research Foundation®.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eLifetime warranty from Apollo Tools.\u003c\/strong\u003e Double-dipped grip handles. Tools are heat-treated and chrome-plated to resist rust and meet or exceed ANSI standards. \u003ca href=\"https:\/\/apollotools.com\/pages\/warranty-information\" target=\"_blank\" rel=\"noopener\"\u003eRegister your warranty here.\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat's inside:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e12 ft (3.5 m) tape measure\u003c\/li\u003e\n\u003cli\u003e9 oz claw hammer\u003c\/li\u003e\n\u003cli\u003e6\" long nose pliers\u003c\/li\u003e\n\u003cli\u003e6\" adjustable wrench\u003c\/li\u003e\n\u003cli\u003eVoltage tester\u003c\/li\u003e\n\u003cli\u003eBit driver\u003c\/li\u003e\n\u003cli\u003e8 SAE hex keys and 8 metric hex keys\u003c\/li\u003e\n\u003cli\u003e4 SAE combination wrenches: 3\/8\", 7\/16\", 1\/2\", 9\/16\"\u003c\/li\u003e\n\u003cli\u003e20 one-inch bits (slotted, Phillips, Pozi and Torx)\u003c\/li\u003e\n\u003cli\u003e9\" level\u003c\/li\u003e\n\u003cli\u003e6 precision screwdrivers\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eCalifornia residents: see \u003ca href=\"https:\/\/apollotools.com\/pages\/information-for-california-residents-prop-65\" target=\"_blank\" rel=\"noopener\"\u003eProposition 65 information\u003c\/a\u003e.\u003c\/p\u003e","brand":"Apollo Tools","offers":[{"title":"Default Title","offer_id":51177790734561,"sku":"DT9773P","price":49.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0863\/5269\/1425\/files\/DT9773P_MAIN.jpg?v=1793110183"}],"url":"https:\/\/real-lifeready.com\/collections\/money-family-everyday-life.oembed","provider":"Real-Life Ready","version":"1.0","type":"link"}